Monthly Archives: September 2015

The Disadvantages of Tax Advantage Retirement Plans

We’ve talked about what a Roth IRA is along with a handful of its advantages but how about the disadvantages? Despite being a fairly complicated Individual Retirement Arrangement that can be invested into along side your 401(k) plan, for those of us who are lacking in financial awareness, it’s an important retirement option that invests heavily in securities, common stocks and bonds typically through mutual funds (other options such as real estate and derivatives are available). With tax free withdraws and tax-advantage transactions made within the account avoiding current tax liability, it’s a popular plan. Continue reading